My cards always declining because a company dont even except this card. Without warning the close your accounts and use the excuse that there was not enough activity on your account to keep it open. DON'T APPLY HERE!!! Sable is an online-only bank that offers a zero fee promise no monthly fees, ATM fees, overdraft fees, or foreign transactions fees. Deposit checks into your Checking, Savings, or Money Market, account using Citadel Mobile Deposit. Signup was easy. . My credit report said still active. I called and the lady said it was closed due to inactivity. I can't. I told them it wasn't me. Here is a list of banks that will allow you to deposit a check of up to $10,000 via mobile deposit. Key Things to Know About Paying the Sable Credit Card Deposit. Fast forward to today. Allows you to make check deposits anytime, anywhere with the SmartBank mobile app. If you choose a BankMobile Vibe account as a refund preference, you have fee-free access to over 55,000 ATMs across the country, including those located in Walgreen and CVS stores. Then not long after that I signed back in and it said wrong password which was not wrong. No credit check is necessary and you can build your credit score. I felt like I was being punked by their stupid responses to my questions. Instead of depositing checks at the ATM, your bank's. Funds for the secured deposit can only come from a Sable savings account. A good Bank Card Credit karma. Transfer money with ease I opened a account and used it for everyday expenses with no problem. The nice branding is smoke and mirrors. if really like to know what is wrong. The load was done on a Thursday. Now I have to use the virtual cards instead. I am new to Sable, it was the Secured Card that grabbed my attention. By using a mobile device with a camerasuch as a smartphone or a tabletit's easy to take a picture of the check, which is then uploaded through the bank's mobile app. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here. Must have a Cadence Bank checking account or savings account to use Mobile Deposit; Must be enrolled in Online Banking; Must have the Cadence Bank app; Limits: Total Daily Check Deposit: $3,000; Total 30-Day Check Deposit: $15,000 ; Fees. They gave me a credit score - this was my first card, and for the 8-odd months I've had it, it has been great. Sable is a scam company - please report to the SEC and file a police report with the NYPD. No. I followed their instructions to the letter once and ended up paying a processing fee to transfer funds into and back out of my SAME bank account (not the Sable one) because CashApp doesn't let you transfer funds to your Sable debit card -- even though the Sable "help" article says it does. None of the cards even worked when I had to slide them through the terminal because they did not even have card chips on them. And with that being said someone went into my account stolen money from it and I even send them prove because I had an alert of a purchase that was also made and which I couldn't cancel the order but I managed to get info of the person name/phone number and I've sent it to sable and they've refused to give me my money back which is $443.00, Screw sable they restricted my account and I didn't even receive the cards yet so I sent an email asking why they sent a response like the account is under investigation. Please provide PDF bank statements detailing joint bank account ownership with the listed receivers of the direct deposits. Talking to customer service is like talking to a brick wall and forgot about if you have a problem with a transaction your money is just gone! Certain details, including but not limited to prices and special offers, are provided to us directly from our partners and are dynamic and subject to change at any time without prior notice. Get the credit you deserve, the perks you want and the security you expect. Input the Amount of the check and select Deposit To from the list of available accounts. Horrible. I am really surprised how well this works and I am looking into more options to build my credit score with a different mix of credits. Reproduction in whole or in part is strictly prohibited. Your bank will likely communicate with you via email, snail mail, or text if there are changes to mobile deposit limits. Trying to contact by phone never gets a response. Most banks say that you should expect your mobile deposit to show up in your bank approximately one to three business days after you complete your deposit. Add an email address in the Email Receipt To field and tap Continue. Also it was misleading when I signed up for the secure credit card I thought it was going to work somewhat like the time credit card where it works simultaneously with your checking account. Do not use this company to build credit, there are better options. Should be ZERO stars absolutely the worst bank ever! Ally Bank. This month is the 1st I deposited money into my account and transferred to credit account and now my account is blocked again. More information. Online fintechs, including Chime and several Chime alternatives, also accept mobile deposits. I report it and either dont get a response or they say its being worked on..its been over 2 months now. Have left numerous emails, my phone number, and voice messages everyday and no one will reply to any of the messages. Items greater than $2,500 will generally not be accepted through Mobile Check Deposit. Ive had my account for a short time and Im steady Brent building my credit on their secured credit account option. ), and providing an option to turn off the "enable fingerprint" screen. Hello? When I questioned them this is the response I received we currently report all information including your credit utilization, outstanding balance, payment history, and credit limit. Use a dark background to get the best image of the check. Incoming wire transfer. Generally, checks may be destroyed 14 days after making the deposit. Any matching request submitted through our website does not constitute a loan application and you will have to submit a loan application to the respective lender before the lender provides you with an actual offer. Don't respond for days. Here's what you need to know: Manage your accounts confidently and safely through our secure Online Banking platform. The Secured Sable ONE Credit Card has no annual fees and no foreign transaction fees. And someone in that company needs to own up to this, customer service guy was so calm telling me "yes sir I know it's not your fault but we won't remove the account from your credit report" it's horrible what a waste of a company. Sable lets you deposit up to $10,000, which would give you a $10,000 credit limit. 30 bank accounts with early direct deposits. I have been trying to close account that's another joke. Very unprofessional and poor business practice. What a pathetic excuse for an emerging FinTech. But what if you dont have another person with good credit who can add you as an authorized user? We'll see how this goes or if I have to file complaints with the state Attorney General. With rates that high, you may be wondering how to go about negotiating a lower rate, or if it's even possible. I was really liking my sable account, its convenient, easy to manage, easy to pay the secured card and payments avail right awaybut I have rewards which I try to redeem, and I get an error message. I am now saddled with this stupid account just so I don't end up with a closed account on my credit history that I am working hard to rebuild. I never received my credit card after sending them $200.00. Sable is a janky operation with HORRIBLE customer service at best, and possibly a scam at worst. I called again today and was told that it would take 10-13 business days before I can get my money back. The obvious question How long before I could anticipate receiving a card, I don't need an exact date, just wondering if it will be weeks, months, years? It is supposed to have started to provide premium banking "to everyone" but this is a total lie. This company is a scam. - Sable Sable Moving Money How to fund your Sable account Can I deposit checks physically or through mobile check deposit? Guess what, once I have my $$, if I ever have my $$. Tradeline Supply Company Review: A Good Way to Build Credit? The worst bank ever! I gave them $5000 in security and am unable to use the card since I don't have one. For whatever comes next. Open an account and get a card in 5 minutes. Mobile deposits are usually cleared within a matter of days. My relationship manager at Leap helped me create this & paid my university rent with the same as well. FIRE Qualification: 30 consecutive days qualified deposit ($6,000), spend ($2,000) plus a $199.99 Annual fee. All standard benefits, plus: 6% Cashback / 3.00% Savings APY / Unlimited Savings Goals & Virtual Cards / 2 mo. Namely adding the ability to see pending transfers, making the app work with the phone's back button not just the in-app back button (muscle memory, hello? To increase your credit limit, simply deposit more funds into the reserved account. 9 months ago Updated At this time, we do not accept check deposits or mobile check deposits. Keep up the great work! 1. Discover Bank 9. My application was rejected with no reason after sending them confidential information. Quick & Easy-to-Use: Cash checks instantly 24/7 from virtually anywhere. I recently hIm so thankful for the help I received from Sable. Then send you cards in the mail. Regulation CC and its Effect on Mobile Deposits. Sable is an online bank that helps people without credit or social security numberslike international citizens living in the US on a visabuild credit. Non-citizens will need to take a photo of their passport and visa or I-94 document. I want to like this service, I really do. TAB Bank Factors To Consider When Choosing A Bank Conclusion Related Articles The 10 Best Banks With Instant Mobile Deposit For the love of god please go with another company. I've sent them several emails and they only responded to me ONCE, and never addressed the problem! Their website claims that they accept applicants without checking your credit or even a SSN. The worst experience with a credit card company in my life This excludes weekends and federal banking holidays. Insurance services offered through Natural Intelligence Technologies Inc.: Capital One Quicksilver Cash Rewards Credit Card, Capital One Venture X Rewards Credit Card. Again: My account was restricted 4 weeks ago, Sable refuses to communicate, no chat, no emails, cannot EVER speak to a representative and my money is basically stolen. never shipped my cards to me or my wife we applyed mounts ago and they never shipped them!!! i am 75 do not know how to use Zelle., no cards cannot load at Walmart without a card! 9GDU.&/_?w]|]/3~=?_{~OKaizv.Z2]}7,K z}]&:2.:C:|M;-k7 }}i9x 'ly^?2ON{ru]Wb{? I had someone monitoring my emails. I reached out again and let me tell you this has to be the worst customer service in life. If you are rebuilding credit stay away from this card!!! Simply take the check into the local branch. They blocked your account making Impossible to make payments. The path to unsecured is like jumping through hoops -- number of transactions, their volume, direct ETF from your employer. However, mobile check deposit limits can vary depending on where you bank. Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data. Don't waste your time dealing with this farse. Tap. The 10 Best Banks With Instant Mobile Deposit 1. I explained the situation and her response was (11:28:39 AM) Alicia O.: Your account is currently blocked and under review. 10,000+ Wrongfully made charge hit secured card limit of 507$ and reports negative to credit even though they said I won dispute and they kept my deposit!! No annual fee, no minimum security deposit. They wouldnt give me back my security deposit nor even though I wont dispute they didnt refund the total of the charge that originally hit account which makes no sense on top of the interest they charged they didnt refund. This bank blatantly violated my consumer rights! Sable has two secured cards that you can qualify for without a credit history or social security number. Each month, Sable reports your payments to the major credit bureaus. Earn 2% cash back on favorite brands Earn 2% 1 cash back on favorite brands, 1% 1 cashback on all purchases, and a 2x cashback match in your first year! 5 Business Benefits of Using ACH Electronic Funds Transfers, What Happens if You Become Incapacitated? Tap Front to take a picture of the front of the check. Direct deposit (also called ACH) is usually free but can take longer to be credited. Stay away. Get unlimited cash . Sable has non-existent customer service and doesnt care if theres an error on your account. Sable partners with Mastercard for its debit card, which means you can use the card to make purchases everywhere Mastercard is accepted. They have had my accounts frozen for a month with no explanation and now they just closed it and wont return the funds. I applied for a card and got approved they said that shipping will take more time cause the card manufacturer is backed up Lies upon lies tell you one thing they do the next. As a tool to build your credit score, as for someone who moved from overseas it is quite useless. Terrible company. My phone cannot read fingerprints, and there is no way to turn off that alert. No customer services available. But what happens when you deposit over $10,000? Does anybody know how to actually cancel this Sable account? Your username will be your email address. TD Bank 10. But trust that they will keep your personal information and see it to their partners to solicit you without your knowledge of them making a profit off of your personal information. There's no one to help you! As soon as it clears I will be taking my money out and closing account ASAP, Didn't report my $0 balance to credit bureaus. Benefits Our additional banking services and products are offered with the following benefits in mind. My wife and I open our account 9months ago and still we havent received our cards. They did not report the account to the agencies for about 3 months after opening the secured card and whatever they reported -- I could not clearly see it on file. Deposit accounts must be open at least 30 days to make a deposit. Be aware of this Online Bank, will give you big trouble when you can't find a real person to solve the issue. Your purchases can earn up to 2% cash back. I applied for a sable card I downloaded the app and signed up. Company allowed someone to open an account using my Name, DOB and SSN and allowed the person to change the address.